Terms and Conditions for ‘GBP to INR Remittance Promotion’

(Win  £25 Shopping Vouchers Daily or Monthly Prize of 10 gram Gold Coin)

1. The Promoter is State Bank of India (UK) Limited (SBI UK, the “Bank” or “Promoter”) (company no. 10436460) whose registered office is at 3^rd Floor, Hygeia House, 66 College Road, Harrow, HA1 1BE. 

2. The campaign is open to UK residents who are 18 years old and above. However, employees of State Bank of India (UK) Limited and/or State Bank of India London Branch, their close relatives, and anyone connected with the organization or involved in judging the campaign are not eligible to enter.

3. Definitions

In these Terms and Conditions, unless otherwise defined, capitalised terms shall have the meaning as assigned to them below:

• ”Branch(es)” refer(s) to the branches of SBI UK in the United Kingdom, located in the City of London, Birmingham, Coventry, East Ham, Golders Green, Harrow, Hounslow, Leicester, Manchester, Southall, and Wolverhampton.

• “Reward” refers to a £25 voucher (Daily Prize) or a 10 gram Gold Coin (Monthly Prize).  

• “Transaction” refers to money transfer from the UK to India (GBP to INR) using YONO SBI UK App, internet banking and Branches.

4. The campaign ‘‘GBP to INR Remittance Promotion’’, runs from Monday 2^nd November 2026 to Monday 30^th November 2026 (both dates inclusive) (“Campaign Period”).

Entry into the draw is free of charge. The campaign involves qualifying Transactions either made through the Branch, SBI UK internet banking and/or via the Bank’s YONO SBI UK app. The exchange rate and transaction fees for all qualifying Transactions remain at the Bank’s standard market rate. No additional fee or inflated rate has been applied to fund this campaign or the Rewards.

5. By participating in this campaign, participants agree to abide by these terms and conditions.

6. The details of how to enter the competition are via SBI UK's website, SBI UK social media accounts namely X, LinkedIn, Instagram and Facebook. 

How to Enter:

7. Participants will be automatically entered into the Daily draw (for a chance to win a £25 shopping voucher) and/or Monthly draw (for a chance to win a 10 Gram Gold Coin) based on eligibility criteria mentioned in Section 10.1.

8. The campaign will run from Monday 2^nd November 2026 and will end on Monday 30^th November 2026 (both dates inclusive).  

8.1 Daily Draw:

Eligible Transactions must be completed between 12 am to 11:59 pm for each day within the Campaign Period.

8.2 Monthly Draw:

Eligible Transactions must be completed between 12 am on the start date and 11:59 pm on the end date of the campaign.

For the avoidance of doubt, the month is specified as below.

• From 2^nd November 2026 to 30^th November 2026

9. All times involved are local, UK time. Transactions submitted outside the required period will not be considered.

Entering the Competition:

10.1 To be eligible to enter the draw, a Transaction must:

1. Be completed within the Campaign Period.
2. Be a transfer made in GBP (Pound Sterling) currency to INR (Indian rupees) only.
3. Total Transfers of £500 or over in a day (one or more transactions) as per section 8.1 will be eligible to enter in a draw for a shopping voucher worth £25 each Day.
4. Total Transfers of £3,000 or over in the month (one or more transactions) as per section 8.2, will be eligible to enter a monthly draw to win a 10 Gram Gold Coin.
5. Eligible transfers can be made either via YONO SBI UK App, internet banking or in person at any of SBI UK Branches.

11. Each customer will be eligible for only one Reward during the Campaign Period. If a customer wins a reward, they will not be eligible for any further rewards during the campaign, even if they complete further eligible transactions.

12. The customer will be automatically eligible for the campaign if they are transferring money from the UK to India and  meet the criteria.

Winners and Prizes:

13. Winners will be contacted by the SBI UK staff member through the contact details held under the account.

14. If a winner is not contactable within 14 working days of initial notification, the Bank reserves the right to pick a replacement winner. This replacement winner will be selected from the same original batch of entries from which the original winner was selected and will be selected by the same method.

15. The Bank reserves the right to modify the T&Cs as and when deemed necessary.

16. The decision of the Bank will be final.

Other terms:

17. The Promoter reserves the right to cancel or amend the draw and these terms and conditions without notice in the event of a catastrophe, war, civil or military disturbance, act of God, or any actual or anticipated breach of any applicable law or regulation or any other event outside of the promoter’s control. Any changes to the competition will be notified to our social media accounts and website as soon as possible.

18. One Reward per person will be allocated.

19. The Reward is as stated; no cash or other alternatives will be offered. The Rewards are not transferable.

20. Four winners will be chosen by a panel of judges selected by SBI UK each day and one winner at the end of the month through a randomiser tool.

21. The winner will be notified within fourteen (14) working days of the draw. The winner must visit their nearest branch to claim the Reward. If the winner does not collect the reward after fourteen (14) working days then Bank reserves the right to select replacement winner for that period by the same method.

22. The competition and these terms and conditions will be governed by English law, and any disputes will be subject to the exclusive jurisdiction of the courts of England.

23. Any personal data relating to the winner, or any other entrants will be used solely per current UK data protection legislation and will not be disclosed to a third party without the entrant’s prior consent.

24. Please send queries related to the campaign to marketing.sbiuk@statebank.com

25. This campaign is not sponsored, endorsed, administered by, or associated with X, Instagram, LinkedIn and Facebook or any other social media. You are providing your information to SBI UK and not to any other party. The information provided will be used in conjunction with the SBI UK Privacy Policy found at https://sbiuk.statebank/privacy-policy.