BTL Standard Range

BTL Products Sub Inner Page Slide Test 1

All applications are subject to status, underwriting and lending criteria (as of 09/10/2026, rates may be withdrawn at any time).

Standard 2 Year Fixed Rate (fixed for 2 years from completion - 2.00% Fee - Remortgages - £300 Cashback and refund of valuation fee on completion

50%

65%

75%

SVR

Arrangement Fee

Early Repayment Charge
3% (Year 1)
2% (Year 2)

-

3.70%

6.75%

5.00%

-

5.20%

6.75%

2.00%

Standard 5 Year Fixed Rate (fixed for 5 years from completion, No SPV/LLP/Ltd Co). - 2.00% Fee - Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	75%	SVR	Arrangement Fee	Early Repayment Charge 4% (Years 1 & 2) 3% (Years 3 & 4) 2% (Year 5)
-	-	5.20%	6.75%	2.00%

Specialist - 2 Year Fixed Rate (fixed for 2 years from completion) - 2.00% & £4000 Fee - Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	75%	SVR	Arrangement Fee	Early Repayment Charge 3% (Year 1) 2% (Year 2)
-	-	5.20%	6.75%	2.00%	Early Repayment Charge 3% (Year 1) 2% (Year 2)
-	-	5.20%	6.75%	£4,000

Specialist - 5 Year Fixed Rate (fixed for 5 years from completion) - 2.00% & £4000 Fee Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	75%	SVR	Arrangement Fee	Early Repayment Charge 4% (Years 1 & 2) 3% (Years 3 & 4) 2% (Year 5)
-	-	-	6.75%	2.00%
-	-	-	6.75%	£4000

HMO - 5 Year Fixed Rate (fixed for 5 years from completion) - 2.00% Fee - Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	70%	SVR	Arrangement Fee	Early Repayment Charge 4% (Years 1 & 2) 3% (Years 3 & 4) 2% (Year 5)
-	-	5.40%	6.75%	2.00%

HMO- 2 Year Fixed Rate (fixed for 2 years from completion) - 2.00% Fee - Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	75%	SVR	Arrangement Fee	Early Repayment Charge 3% (Year 1) 2% (Year 2)
-	-	-	-	-	Early Repayment Charge 3% (Year 1) 2% (Year 2)

MUFB- 5 Year Fixed Rate (fixed for 5 years from completion) - 2.00% Fee - Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	70%	SVR	Arrangement Fee	Early Repayment Charge 4% (Years 1 & 2) 3% (Years 3 & 4) 2% (Year 5)
-	-	5.40%	6.75%	2.00%

MUFB- 2 Year Fixed Rate (fixed for 2 years from completion) - 2.00% Fee - Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	75%	SVR	Arrangement Fee	Early Repayment Charge 3% (Year 1) 2% (Year 2)
-	-	-	-	-	Early Repayment Charge 3% (Year 1) 2% (Year 2)

EX-PAT- 5 Year Fixed Rate (fixed for 5 years from completion) - 2.00% Fee - Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	75%	SVR	Arrangement Fee	Early Repayment Charge 4% (Years 1 & 2) 3% (Years 3 & 4) 2% (Year 5)
-	-	5.95%	6.75%	2.00%

EX-PAT- 2 Year Fixed Rate (fixed for 2 years from completion) - 2.00% Fee - Remortgages - £300 Cashback and refund of valuation fee on completion
50%	65%	70%	SVR	Arrangement Fee	Early Repayment Charge 3% (Year 1) 2% (Year 2)
-	-	-	-	-	Early Repayment Charge 3% (Year 1) 2% (Year 2)

Non-Resident/Non-National - 5 Year Fixed Rate (fixed for 5 years) Remortgages - £300 Cashback and refund of valuation fee on completion
65%	SVR	Arrangement Fee	Early Repayment Charge 4% (Years 1 & 2), 3% (Years 3 & 4),2% (Year 5)
6.45%	6.75%	2.00%

Non-Resident/Non-National - 2 Year Fixed Rate (fixed for 2 years) Remortgages - £300 Cashback and refund of valuation fee on completion
65%	SVR	Arrangement Fee	Early Repayment Charge 3% (Year 1) 2% (Year 2)
-	-	-	Early Repayment Charge 3% (Year 1) 2% (Year 2)

Products	Minimum Loan	Maximum Loan
SPV/Standard Non-HMO	£35,000	£3,000,000
HMO	£65,000	£3,000,000
MUFB	£65,000	£3,000,000
EX-PAT	£35,000	£3,000,000
Non-UK Resident Non-UK National	£100,000	£3,000,000